Resources For Floridians Facing Eviction and Foreclosure
The COVID-19 pandemic has brought devastating financial hardships to many Florida families. You don’t have to face these challenges alone. The federal government has made funds available to state and local governments through the CARES Act, and this has led to many local programs that can help Florida families avoid eviction and foreclosure. Learn more about the various financial aid programs and legal protections that are available to help Florida families stay in their homes.
The Florida Housing Finance Corporation has created a convenient list of the many financial programs and legal protections that are available to Florida renters and homeowners. These include:
- A $250 million allocation to the Florida Housing Finance Corporation to assist Floridians who are struggling to make rent and mortgage payments
- The CDC’s order preventing residential evictions through December 31, 2020
- The Joint Mortgage and Housing Assistance Website for Americans Impacted by COVID-19 (launched by CFPB, FHFA, & HUD)
- US Bank COVID-19 flexibilities and payment options
- The Consumer Finance Protection Bureau’s Protections for Renters
Every situation is different. For example, a tenant might need help to fill out the CDC’s declaration form that proves eligibility for relief from eviction. If the landlord ignores this declaration, the tenant might have to prove his or her eligibility to a housing court judge. And once the rule expires on December 31, the tenant will no longer have legal protection at all. In this case, it is best to begin applying for financial aid through these programs as soon as possible.
Many of these programs will soon close their applications in order to distribute funds before the year-end deadline. The programs also run out of funds, so it is best to get in line as soon as possible.
Discuss Your Options with an Evictions Lawyer in Florida
The experienced Casselberry and Oviedo foreclosure lawyers at Quattrocchi and Torres are here to help with all your coronavirus questions. Whether you are facing eviction, foreclosure, or other legal disputes, we can help put together the right plan for your family. Call 407.452.4918 to schedule your free consultation.