Florida is a no-fault state as governed by the Florida No-Fault Act (Florida Statute 627.736) meaning that drivers must have Personal Injury Protection (PIP) insurance to legally operate a motor vehicle. In the event of a traffic accident, the insurance provider is expected to swiftly and automatically pay for the medical benefits and lost income incurred by the claimant. Medical providers rely on PIP benefits as reimbursement for treatment of injuries caused by accidents in Florida. In some cases, medical professionals and clinics have a challenging time recovering PIP benefits from insurers. Insurance companies are known for spending thousands of dollars to deny even the smallest amount of PIP benefits. Bills may be denied or an insurance provider may argue that charges for treatment are not reasonable in price, medically necessary and related to a motor vehicle accident.
When the insurance company improperly processes a medical provider’s bills, the medical providers may undertake a PIP lawsuit. This type of legal action is filed on behalf of a clinic or medical professional as the assignee of their patient against an insurance company. Medical providers can pursue the PIP benefits owed without having to worry about the attorney’s fees as well as costs associated with pursuing the benefits. There are currently 100,000s of PIP suits ongoing in Florida.
It Is Important That Your Personal Injury Attorney Is Experienced In Handling PIP Lawsuits
Generally, a PIP suit is a breach of contract lawsuit, which is very different from a personal injury lawsuit. Without going into the difference in law, it is important to understand that inherent in any personal injury claim is a PIP lawsuit on the behalf of the medical provider. The statute of limitations for a PIP lawsuit is 5 years.
What A Medical Provider Can Do If Their Bills Have Been Denied Or Denied
The attorneys at Quattrochi and Torres can represent a medical provider in a PIP claim if they have been denied PIP benefits. There are no up front costs included in the no obligation consultation to all new clients. Quattrochi and Torres is also willing to work on a contingency fee basis, which further eliminates up front costs. All things considered, the insurance company will pay a medical provider’s legal fees if their claim is successful.
Contact A Florida PIP Attorney TO Discuss Your PIP Issues
In many cases, the complex issues associated with PIP claims denial make it impossible for medical providers to understand whether an insurance provider has a reasonable basis to deny or reduce their bill. Medical providers are in the business of treating medically necessary injuries related to a motor vehicle accident, not in investigating insurance policies or supporting the reasonableness of their charge. If you have been denied PIP benefits or have had bills reduced in the past five years, contact my office to schedule a detailed review of your files. We will come to you and take care of all the costs associated. At Quattrochi and Torres, in Casselberry, we have been handing PIP issues on behalf of medical providers and patients for numerous years. The Quattrochi and Torres phones are staffed 24 hours a day, seven days a week. call Quattrochi and Torres at 407.452.4918 or contact us online.