Were You in an Accident While Visiting Florida?

Many people visit Florida each year for winter break to escape colder temperatures and enjoy the holidays in the sand and sun. Unfortunately, many people have their vacations disrupted due to a car accident or another accidental injury. These injuries can be costly and have long-term effects, and many people wonder – what do we do if we had an accident while visiting Florida?

The answer is complicated. Florida is a no-fault state for auto accidents, which means crash victims must file claims with their own personal injury protection (PIP) coverage first. Only if they have higher damages and serious injuries can victims file a claim to seek compensation from the at-fault driver’s insurer.

Not everyone visiting from out of state has PIP insurance, however, as only 12 states are no-fault states. If you are visiting from Hawaii, Kentucky, Kansas, Massachusetts, Minnesota,  Michigan, New York, New Jersey, North Dakota, Pennsylvania, or Utah, the process might be more straightforward. If not, speak with a car accident attorney immediately about your options for compensation if someone else caused the accident.

Things can get more complex if you were in an accident in a rental car or while using rideshare services or public transportation. The process of seeking compensation will vary in each of these circumstances. You might need to file several insurance claims, and likely fight against liability for the crash with a rental car company.

If you were in a crash on vacation to Florida, you need a Florida attorney handling your case. You should focus on regaining your health while Quattrochi, Torres & Taormina, P.A. determines the best course of action for maximum compensation in your situation. Contact us for a no-cost, no-obligation case evaluation today.