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Homeowner Insurance Claims

Homeowner Insurance Claims

homeowners insurance claims
Wind Damage High velocity winds can cause permanent damage to your property.  Common wind damage claims involve roofs blowing off, tress falling on your property, fences being blown down, shingles/tiles being lifted and window leaks.  In regard to Hurricane Ian, Cayo Costa, Florida, was hit with maximum sustained winds of 150 mph.  This type of wind speed can cause damages that aren't realized upon the initial assessment of your property.  Damage caused by wind is covered under most homeowners insurance policies, but the terminology used when making a claim can trigger policy exclusions and conditions.  Quattrochi, Torres and Taormina is currently handling numerous Hurricane Ian wind damage claims in an effort to return policyholders' homes to their pre-hurricane condition.  Don't get caught up in the claims process, let Quattrochi, Torres…
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Serious Injuries from Truck Crashes

Serious Injuries from Truck Crashes

personal injury
Trucks can weigh up to 80,000 pounds fully loaded. The average passenger car weighs around 3,000 pounds. The disparity in size between the two vehicles means that there is a large amount of force involved in a crash. Chances are that the driver of the car and their passengers will suffer some form of serious injury. Truck accident injuries could include: Broken bonesCuts and lacerationsOrgan damageInternal injuriesTraumatic brain injuriesBurnsSpinal cord injuries The serious injuries involved in a truck crash mean that financial compensation in these accidents may be higher. In any new truck accident settlement, you are paid for the specific and unique damages that you suffer personally. Each truck accident victim has their own injuries depending on their own situation. Truck accident cases can be harder fought because of…
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What is a Lis Pendens?

What is a Lis Pendens?

Real Estate Law
A Lis Pendens, or Notice of Lis Pendens, specifically means “Notice of Suit Pending” and it means that there is a lawsuit pending that affects a particular piece of real estate.  A Lis Pendens, or LP, is usually filed in the lawsuit (in the docket) and then recorded in the Official Records of the county where the property is located.  It is recorded to give notice to any prospective purchaser that the property is involved in a lawsuit.  It is usually a Title Company that finds an LP, because they are insuring the title to the property. If there is a lis pendens recorded and it has your name on it, it usually means that some sort of lawsuit has been filed that involves property that you own or have…
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What is a Partition?

What is a Partition?

Real Estate Law
A partition is a lawsuit that can be filed by any of the owners of real estate.  The purpose of the lawsuit is to ask the judge to sell the property and split the proceeds of the sale between the owners.  Any of the owners can start the lawsuit, and if you have been named as a defendant you should respond to the suit to make sure you protect your interests.  If you are named as a defendant you will likely receive a summons, which is delivered by a process server, and you would have 20 days to respond.  If you have been served, call our real attorney Joe Taormina to discuss your options.  Some owners might get more money than others.  That is because the court considers who paid…
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Settlement Alert

Settlement Alert

Car Accident
Settlement Alert: $3,300,000.00 Settlement for a Volusia County Disputed Liability Motor Vehicle Accident. What happened: Our client was T-Boned by a Commercial Vehicle after making a U-Turn. Our client was thrown from the vehicle and spent almost 30 days in a Coma. As expected, her recovery is ongoing and will continue for the rest of her life. What We Learned: Hiring a property damage/accident reconstruction expert immediately after the accident, before knowing the policy limits and before knowing whether the other party accepts liability is imperative to gaining the presuit upperhand against a multi billion dollar insurance company. I understand that this cannot be done on every case. Some attorneys don't have the means to take this step and for certain cases it is NOT necessary. On this case, it…
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Common Back-to-School Accidents and Injuries

Common Back-to-School Accidents and Injuries

personal injury
Children going back to school means an increased potential for injuries. Since children live active lifestyles and their bodies are smaller, they may be more vulnerable to suffering serious injuries. Here are four common back-to-school injuries. Playground Accidents The most common playground accidents are Falls. Roughly 20,000 children each year will suffer playground injuries that require medical treatment. Children may suffer broken bones and head injuries when they fall on a poorly maintained playground. School Bus Accidents School bus accidents can be serious because there are no safety mechanisms or restraints on the bus itself to prevent injury. Children may be injured on the bus itself, or they may be struck while crossing the street to board or exit the bus. Pedestrian Accidents In general, the number of pedestrian accidents…
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Who is Responsible for Your Car Crash?

Who is Responsible for Your Car Crash?

Car Accident
After you have been injured in a car crash, you can only obtain financial compensation if you can prove that someone else was responsible for your crash. Accidents do happen, and sometimes, the insurance companies can determine that one driver was at fault. Legal responsibility depends on a finding that one driver was negligent. Every driver owes a duty of care to other drivers on the road around them. They have an obligation to act as a reasonable driver would under the circumstances. The insurance companies (or a jury) would look at the actions of each driver involved in a crash. You would prove what the other driver did by gathering evidence. Then, the driver’s actions would be compared with what a reasonable driver would have done. For example, a…
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Common Accidents in the Summertime

Common Accidents in the Summertime

personal injury
The summer is always more dangerous, as families and individuals are outside enjoying a variety of activities. People tend to be more active in the summer, with more risk for injuries. Here are some common summertime accidents. Swimming Pool Accidents The hot Florida weather means that people are more likely to want to cool off with a dip in the pool. However, some people may not properly maintain their pool, raising the risks that their guests may be injured. Others may be injured by a defective part in the swimming pool. Children may be injured by submersion or could suffer broken bones. Grilling Injuries People take to their decks and parks to enjoy a summer cookout. Unfortunately, the grill that they are trusting to cook their food can burn or…
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How Does a PIP Claim Work in Florida?

How Does a PIP Claim Work in Florida?

Car Accident
In Florida, you can still receive some money to pay for your accident-related expenses, even if you are not able to prove that someone else was responsible for the crash. Every auto insurance policy has a limited amount of no-fault protection that helps you no matter what. Florida has tight limits on the amount of PIP coverage. In addition, PIP will only cover part of your damages. However, PIP coverage will provide the following: Medical expenses (covers 80% of your expenses up to the cap)Lost wages (covers 60%)Death benefits for your family (limited to $5,000) PIP claims do not cover pain and suffering associated with your accident injuries. PIP claims are submitted in the same way as any insurance claim. In this case, the insurance company would not need to…
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The LUNA UST Bank Run

NFT
Just to be clear, there is no predominant or decided US or SEC lawsuit, litigation or “case” related to Terra Luna, or UST.  One is sure to come though.  Last month the LUNA crypto currency was worth 30 billion, this month it’s worth less than 100 million.   Its companion stablecoin, UST, which is “pegged” one-to-one to the U.S. dollar, plunged below 37 cents.  This is exactly the type of thing regulators were worried about, warning of and now, dwelling over. Expect heavy handed drafts of proposed regulations to circle the news before being excised by a leveler minds.  There is a difference between algorithmic stablecoins, aka UST and collateralized stablecoins, aka Tether, but the government isn't exactly fond of either.  Stablecoins are the threat closest to home in the eyes…
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