FHA Rule Extension Prevents Evictions and Foreclosures in Florida Through February 2021

While there have been various rules and laws in place to prevent evictions throughout 2020, these have not been easy to follow. Different rules have been applied in different places at different times. At one point, Florida Governor Ron DeSantis allowed the state ban to expire in order to prevent confusion with an overlapping federal rule from the CDC. Many of these rules are coming to an end at the start of 2021. There are, however, some new rules that will be enacted to extend eviction protections into early 2021. It is important for tenants to understand which rules apply to them in order to enforce their legal rights.  

Forbes reports that the Federal Housing Administration is extending its foreclosure and eviction moratorium through February 28, 2021. This applies to evictions on any property that is insured by the FHA. This rule is more helpful to homeowners, who will have better options for forbearance and foreclosure relief on homes that are secured by an FHA loan. Evictions are only prevented under this rule if the property is insured by the FHA.

However, Florida tenants are also protected by the latest stimulus bill that was signed into law on December 27th. In addition to financial relief, this bill extends eviction protections across the nation through January 31, 2021. The bill applies to a wider range of tenants.

As you can see, there are different eviction protection bans that can apply to your unique situation. These rules provide different relief, have different deadlines, and require different eligibility criteria, so it is important to be sure you apply for protection under the right rule. The experienced eviction lawyers at Quattrochi, Torres, and Taormina in Casselberry and Oviedo are here to help all Florida tenants stay in their homes to stop the spread of COVID-19. Call 407.452.4918 or contact us online to schedule your free consultation.