FAQ
Personal Injury and PIP

FAQ

Personal Injury and PIP

When Can Victims Recover Compensation for their Injuries?

Under Florida law, when people are injured by the negligence of others, they are legally entitled to compensation for their accident-related losses. Negligence occurs when a person doesn’t use the degree of care that a reasonable person would ordinarily exercise. Common examples of negligence that results in injury to others include speeding, drunk driving, distracted driving, failing to clean up slip and fall hazards in stores, medical malpractice, defective product manufacture, and failing to comply with federal trucking regulations.

How Much is My Personal Injury Claim Worth?

The value of personal injury claims can vary from a few thousand dollars to millions. As a result, there is no way to provide an estimate of the value of your claim without conducting a thorough analysis of the facts of your case. Some of the factors that may determine the value of your claim include your occupation, your age, the nature and severity of your injuries, your prognosis, and the other party’s insurance coverage.

What is PIP Insurance?

Personal Injury Protection (PIP) insurance is a type of no-fault insurance that covers injured drivers regardless of who was at fault for an accident. Florida law requires that drivers carry at least $10,000 in PIP insurance that will cover a portion of their medical expenses and lost income if they are injured in a crash. Importantly, drivers are allowed to sue other drivers if their medical expenses are in excess of $10,000.

Do You Need a Personal Injury Lawyer to Make an Insurance Claim?

There is no legal requirement that you retain an attorney to make an insurance claim after an injury-causing accident, but it is in your best interest to do so. Insurance companies are for-profit enterprises and do everything they can to limit their payouts. This true whether you are making a claim on your or someone else’s insurance policy. To discuss your options with a Central Florida personal injury lawyer, call Quattrochi and Torres at 407.452.4918 or contact us online.

407.452.4918