Personal Injury and PIP


Personal Injury and PIP

What clients do we represent?

Our legal team can represent anyone who suffered an injury and needs to seek compensation from liable parties. Whether you would like to discuss the best course of action or you need help with an existing injury insurance claim, we can assess your rights and handle the process for you. 

How much does it cost to hire our attorneys?

Our law firm handles injury-related insurance claims on a contingency fee basis. This means the following:

  • All consultations are free
  • Hiring us requires no up-front payment
  • We do not receive any fees unless we get compensation for you
  • When you receive compensation, our fees come straight from the settlement, so you never pay anything out of pocket

This means that anyone can afford an injury attorney, and there is no risk of seeking a free case evaluation.

Do I need to hire a lawyer?

No one is required to have a lawyer to file an injury insurance claim, though it is highly recommended that you do. Insurance companies know they cannot take advantage of claimants who have the right legal representation, so it makes the process easier and often improves the outcome of your claim.

Do I have a valid injury case?

Each injury happens in a different way, and whether or not you have the right to bring a claim depends on your circumstances. The best way to know about your rights to seek compensation is to have an experienced personal injury lawyer review what happened and advise whether someone else should be liable for your losses.

How does a personal injury lawyer help with a case?

While you focus on your physical recovery and medical treatment, our legal team will be investigating what happened, gathering evidence, submitting a persuasive claim, and handling all communications and negotiations with the insurance company.

If I know someone else was to blame, do I still need a lawyer?

Yes, having a lawyer is always a good idea. You might know that someone else caused your accident and injuries, but don’t expect the insurance company to simply take your word for it. Instead, they will expect evidence of liability and your losses, which can be complicated to obtain. The insurance company is not on your side – even if their policyholder was at fault – so you want a lawyer working to prove your claim and stand up for you.

What happens after a rideshare accident?

Rideshare accidents are similar to other types of traffic accidents, but the insurance process can be even more challenging and confusing. You want a lawyer who knows how rideshare insurance claims work.

How long does it take to obtain compensation for an injury?

The answer to this question is: it depends. It depends on many factors, including whether the insurance company is willing to settle, the severity of your injuries, whether you have future losses, whether liability is challenged, and more. We work to resolve claims as quickly as possible.

Will I pay more for insurance premiums?

If you were not at fault for your accident, your insurance rates should not go up. In fact, Florida drivers are protected by a law that prevents insurance companies from raising premiums after accidents unless their insured was “substantially” at fault for an accident.

Do I need to retain a lawyer if I am making a homeowners’ insurance claim?

If you are making an insurance claim of any type, it is in your best interest to retain an attorney. Insurance companies are most concerned about their bottom lines and will do everything they can to settle your case for as little as possible.

When Can Victims Recover Compensation for their Injuries?

Under Florida law, when people are injured by the negligence of others, they are legally entitled to compensation for their accident-related losses. Negligence occurs when a person doesn’t use the degree of care that a reasonable person would ordinarily exercise. Common examples of negligence that results in injury to others include speeding, drunk driving, distracted driving, failing to clean up slip and fall hazards in stores, medical malpractice, defective product manufacture, and failing to comply with federal trucking regulations.

How Much is My Personal Injury Claim Worth?

The value of personal injury claims can vary from a few thousand dollars to millions. As a result, there is no way to provide an estimate of the value of your claim without conducting a thorough analysis of the facts of your case. Some of the factors that may determine the value of your claim include your occupation, your age, the nature and severity of your injuries, your prognosis, and the other party’s insurance coverage.

What is PIP Insurance?

Personal Injury Protection (PIP) insurance is a type of no-fault insurance that covers injured drivers regardless of who was at fault for an accident. Florida law requires that drivers carry at least $10,000 in PIP insurance that will cover a portion of their medical expenses and lost income if they are injured in a crash. Importantly, drivers are allowed to sue other drivers if their medical expenses are in excess of $10,000.

Do You Need a Personal Injury Lawyer to Make an Insurance Claim?

There is no legal requirement that you retain an attorney to make an insurance claim after an injury-causing accident, but it is in your best interest to do so. Insurance companies are for-profit enterprises and do everything they can to limit their payouts. This true whether you are making a claim on your or someone else’s insurance policy. To discuss your options with a Central Florida personal injury lawyer, call Quattrochi, Torres, and Taormina at 407.452.4918 or contact us online.