Did You Know Your Workers’ Compensation Claim Can be Denied?
Florida law requires employers to carry workers’ compensation insurance that will provide benefits to employees injured on the job. Employees involved in workplace accidents file claims and expect to automatically receive benefits for their medical care and lost wages. However,many people are shocked when they receive a denial of part or all of their benefits. If you received a claim denial, you should contact an experienced workers compensation lawyer in Longwood right away.
Workers’ compensation insurers are like any other type of insurance company – they want to make a profit, so they will try to minimize payouts. For this reason, adjusters will scrutinize a claim before providing benefits to make sure it is valid. Common reasons why a claim may be denied in full or in part include:
- The insurer alleges your injury or illness was not work-related or was pre-existing
- The insurer claims that not all of your medical treatment was necessary for your injuries
- The insurer claims your injury did not require you to miss as much work as you did
- The insurer challenges the disabling nature of an injury
When offered workers’ compensation benefits will not cover your injury-related expenses or when your claim is fully denied, you could be left with wrongful financial losses. The good news is that there are ways to challenge denials and negotiate with the insurer to obtain the benefits you deserve. You can also file an appeal with the Florida Workers’ Compensation Appeals Board if necessary.
Contact a Workers’ Compensation Lawyer in Longwood, Florida
Appealing a denial can be complex, and it is important to have representation from a skilled Longwood workers’ compensation attorney. Whether you need help with a claim or already received a denial, call Quattrochi and Torres at 407.452.4918 or contact us online for free today.